Affordable Home Inpection of Tampa Bay

Steve Whallen - Certified Inspector

Giving Away Money?

Are you giving your money away to an insurance company for no reason?

free money

Did you know you can save up to 45% on your homeowners insurance if your house qualifies for a wind mitigation discount?
In most cases, that is enough money for a cruise to the Bahamas, for two!

What qualifies for an Windstorm Mitigation Insurance Discount?

Many existing houses have one or more of these wind mitigation construction features and may qualify for some wind insurance discounts. In addition, houses built after 1994 in Miami-Dade or Broward Counties and houses built after 2002 in the rest of the state generally have many wind mitigation construction features and will likely qualify for significant wind mitigation discount credits.

A. Roof coverings, such as shingles that meet the FBC Requirements.
B. Roof decks that have been installed with large nails and close spacing.
C. Hurricane clips/straps that hold the roof structure to the walls.
D. Protection of Openings such as windows and glass doors with impact resistant glazing or other protection systems.
E. Secondary Water Resistance that prevents the roof from leaking if the roof covering is blown off in a windstorm.
F. Newly Constructed Homes built to the Florida Building Code since March 1, 2002
G. Homes built to the South Florida Building Code in Miami-Dade and Broward Counties after 1994.

Please note that insurance companies may have more features that qualify for wind mitigation credits such as doors and gable end bracing.

Here is more detailed information on these Windstorm Mitigation Insurance Incentives.

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